Crypto tax in Singapore
How IRAS looks at digital tokens — no general capital-gains tax for a long-term personal investment, trading that can be business income, mining, staking, token salaries, and GST on DPTs from 1 January 2020.
16 October 2026
Archive
Every guide on the desk
Long-form articles for Singapore readers. Each piece is organised under a topic hub and linked from the masthead or footer — nothing is left as an orphan URL.
MAS crypto regulation explained
A plain-English map of how the Monetary Authority of Singapore regulates crypto — the Payment Services Act, digital payment tokens, the travel rule, retail safeguards and the Investor Alert List.
15 October 2026
How to buy Bitcoin in Singapore
A practical Singapore guide to buying Bitcoin in SGD through MAS-licensed venues — Singpass, the risk quiz, PayNow deposits, and withdrawing to a wallet you control.
14 October 2026
How to store crypto safely in Singapore
A practical Singapore guide to exchange custody versus self-custody, authenticator 2FA, inheritance, why a seed phrase does not belong in Notes or iCloud, and how to travel through Changi with a hardware wallet.
13 October 2026
Best crypto exchanges in Singapore
A practical comparison of MAS-licensed retail crypto platforms in Singapore — Independent Reserve, Coinhako, Coinbase, Crypto.com, OKX and Gemini — covering PayNow, FAST fees, custody and who left the market.
12 October 2026
How to sell crypto and withdraw SGD in Singapore
Sell on a MAS-licensed book, FAST the Singapore dollars to an own-name bank account, and keep the source-of-wealth file IRAS and your bank may later ask for. This is a rails guide, not a recommendation to sell.
12 October 2026
How to deposit SGD into a crypto exchange
How Singapore residents fund a MAS-licensed crypto account in Singapore dollars — PayNow UEN and QR, FAST, name-match rules, why transfers bounce, card versus bank, and typical S$0 to S$2 FAST withdrawals.
11 October 2026
Coinbase Singapore review
A Singapore review of Coinbase Singapore Pte. Ltd. — the MAS Major Payment Institution with Singpass onboarding, often zero-fee PayNow deposits, Advanced Trade versus simple buy, and USDC against SGD.
10 October 2026
Is crypto legal in Singapore?
Yes, you may hold digital payment tokens in Singapore — they are not legal tender, not a casino chip, and not a reason to use an unlicensed offshore book. Employment paid in tokens is legal and taxable.
9 October 2026
Coinhako review for Singapore
A practical review of Coinhako in Singapore — the local brand now operated by SBI Coinhako Technology (formerly Hako Technology) — covering PayNow, instant buy versus the book, and SGD fees.
8 October 2026
How crypto trading fees work in Singapore
Spread, maker-taker and instant-buy markup are different prices. Add network withdrawal fees and any BNB-style discount token, then compare the all-in cost in Singapore dollars — not the headline 0.1 per cent.
8 October 2026
MAS stablecoin framework — what “MAS-regulated” actually means
How Singapore’s single-currency stablecoin framework treats reserves, redemption at par and the “MAS-regulated stablecoin” label, and why USDT and USDC are not automatically SCS just because a licensed book lists them.
7 October 2026
How to buy USDT and other stablecoins in Singapore
USDT versus USDC versus XSGD in SGD terms — MAS’s stablecoin framework, depeg risk, and how Singaporeans actually on-ramp and off-ramp through licensed books.
6 October 2026
Staking and yield under MAS rules
How MAS consumer-protection guidelines treat staking-as-a-service for retail DPT customers, what on-chain staking still involves, and why lock-ups, slashing and IRAS income questions sit behind every APY banner.
6 October 2026
OKX Singapore review
A Singapore review of OKX SG Pte. Ltd. — the MAS Major Payment Institution with a more advanced retail book, PayNow and FAST rails, and the MAS restrictions that keep leverage off the licensed retail product.
5 October 2026
Crypto scams targeting Singaporeans
Pig butchering, fake MAS letters, cloned exchange apps, Telegram “recovery agents” and malicious QR codes — how the patterns work in Singapore and how to report them to SPF and CAD. We do not recover funds.
4 October 2026
What is a digital payment token under MAS rules?
The Payment Services Act definition of a digital payment token, how it differs from e-money and securities, and what a retail customer in Singapore can actually hold.
3 October 2026
How to buy Ethereum in Singapore
How Singaporeans buy ether in SGD on MAS-licensed books — gas versus withdrawal fees, Singpass onboarding, and why exchange staking is not the same as running a validator.
2 October 2026
Crypto ETFs and listed products in Singapore
How SGX crypto futures, overseas spot Bitcoin ETPs and broker access differ from a DPT exchange account — accredited versus retail, MAS collective-investment restrictions, and why a ticker is not an endorsement.
1 October 2026
Independent Reserve Singapore review
A Singapore-focused review of Independent Reserve SG Pte. Ltd. — the MAS Major Payment Institution with PayNow deposits, FAST withdrawals at about S$1.50, and a public retail order book.
1 October 2026
Crypto.com Singapore review
A Singapore review of Crypto.com as offered by Foris DAX Asia Pte. Ltd. — the MAS-licensed MPI — covering PayNow and FAST deposits, the S$1.99 FAST withdrawal, and how the app differs from the card.
30 September 2026
Bitcoin vs Ethereum for Singapore investors
A Singapore-dollar comparison of Bitcoin and ether — opportunity cost, fees, custody and the same IRAS treatment — written as an explainer, not a buy call.
28 September 2026
Dollar-cost averaging Bitcoin in SGD
Recurring PayNow buys of Bitcoin in Singapore dollars, the fee drag on small S$50 lots, and the record-keeping IRAS may later want. This is not investment advice and not a claim that DCA works.
27 September 2026
Why Singapore crypto withdrawals get held — the travel rule, explained
How MAS Notice PSN02 applies the FATF travel rule to DPT providers in Singapore, what originator and beneficiary data must travel with a transfer, and why a withdrawal to your own wallet can sit on hold.
25 September 2026
How to buy XRP in Singapore
How to buy XRP in SGD on MAS-licensed books, why Ripple’s Singapore MPI is not a retail XRP shop, and how to read listings and liquidity before you send a PayNow.
22 September 2026
Hardware wallets vs exchange custody in Singapore
The real trade-offs between a Ledger or Trezor and a MAS-licensed exchange account — recovery phrases, insolvency risk, and why a Carousell grey-box device is not a shortcut.
21 September 2026
Payment Services Act DPT licences — MPI versus SPI
What a Major or Standard Payment Institution licence lets a crypto firm do in Singapore, which activities it covers, and why a licence is not a deposit and not SDIC.
19 September 2026
How to choose a MAS-licensed crypto exchange
How to look up a crypto firm on the MAS Financial Institutions Directory, tell an MPI from an SPI, read the Investor Alert List, and complete the risk-awareness quiz and Singpass checks before you send SGD.
18 September 2026